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When getting ready to buy property, there are many things to keep track of as settlement approaches. An important consideration is what you will need in terms of insurance – admittedly not the most exciting part of buying a new home, but one which can save you money and stress in the future. Why lenders … Read more

When and how you can access your super to start an account-based pension. If our working years can be regarded as the time when we aim to build up our superannuation savings, our retirement years can equally be regarded as the time when we aim to spend them. At least that’s the objective for most … Read more

Consolidating your super means moving all your super into one account. It makes your super easier to manage, and saves on fees. Before you consolidate, pick the best super fund for you. You can transfer your super for free in a few simple steps. If you’re ready to consolidate your super now, go straight to … Read more

When you’re planning to buy a home, the first step is to make sure you have a budget that you can stick to. Your budget will help you identify how much you can afford to spend and save, and give you some insights into where you are spending your hard-earned money. We have compiled some … Read more

As the end of financial year gets closer, some investors are thinking about the most effective ways to boost their super balance, particularly with an increase in the caps on contributions from 1 July. The concessional contributions cap, which is the maximum in before-tax contributions you can add to your super each year without paying … Read more

Key points: There are varying tenure types that can impact your rights over a property in a village Make sure to understand all the costs and fees that are associated with taking a placement in a retirement village Legislation and regulations differ depending on the State or Territory you live in Generally, the deciding factor … Read more

With ample time left before 30 June, now could be a good time to catch up on super. The early part of each year is often a good time to review your investing strategy for the calendar year ahead and beyond. And, with less than six months to go before 30 June, it’s also a … Read more

During the past couple of years property investors have been less active as interest rate rises began eating into their profits. However, as 2024 begins, it’s clear more investors are returning to the real estate market. According to the ABS lending indicators report for October, new loan commitments for investors increased by 5% in one … Read more

Here are some factors to consider before you join finances with a partner.  While you’ve likely imagined what a future with your partner looks like, you may not have considered the financial implications of that future. Think: careers, kids, caring for aging parents, and even where you want to live and travel to. In reality, … Read more

Living longer means more life to enjoy. If you’re retired, or planning to retire, here are some ways to help make your money go the distance. Claim your government entitlements You may be eligible for government benefits such as: Age Pension Pensioner concessions Health care benefits Tax offsets See Age Pension and government benefits. Keep working, … Read more

Many women will need to do more to build up their super balances by the time they retire.  There’s a plethora of data showing women, on average, earn less than males and have lower superannuation balances. The federal government’s Workplace Gender Equality Agency (WGEA) released its latest gender pay gap update on 27 February, revealing … Read more

2024 is very much a story of how quickly and how sharply rates will start coming down. Around the world, just like in 2023, financial markets, investors, and borrowers are firmly focused on what will happen to official interest rates. But unlike last year, when rates were on the way up, 2024 is very much … Read more